USC - Capital One
Center for Responsible AI and Decision Making in Finance (CREDIF)

Capital One logo
The new center, made possible by a generous gift from Capital One, is part of USC Viterbi's School of Advanced Computing (SAC). It is the first center being announced under the umbrella of the SAC.


Supported by a $3-million gift from Capital One, the USC-Capital One Center for Responsible AI and Decision Making in Finance focuses on advancing foundations for algorithmic, data and software innovations for artificial intelligence (AI) and its applications to finance.

Launched in April 2024, the center combines USC’s world-class research with Capital One’s domain expertise. It is the first center to launch under the USC School of Advanced Computing (SAC), a unit of the USC Viterbi School of Engineering, and cornerstone of USC President Carol Folt’s Frontiers of Computing “moonshot.

Prem Natarajan
Chief Scientist & Head of Enterprise AI

Capital One
Prem Natarajan
At Capital One, we believe multidisciplinary partnerships and initiatives like CREDIF can advance the state of the art in AI while also ensuring diverse perspectives and equities when developing, testing, and deploying AI capabilities. USC’s leading-edge faculty, students, and research resources in combination with Capital One’s mission-driven focus and world-class industry talent create a unique opportunity to leverage AI to solve some of the most challenging problems in financial services and provide differentiated value to millions of customers.
Petros Ioannou
Inaugural Director

USC-Capital One Center for Responsible AI and Decision Making in Finance
Petros Ioannou
I am delighted to be part of this important research center, where cutting-edge computing and AI techniques will be applied to solving complex financial problems. My priority is to motivate and attract researchers and PhD students and strengthen our capabilities in financial engineering. The potential for solving complex financial problems using computational techniques and AI is enormous.


Home to some of the world’s leading minds in advanced computing, the center will explore how emerging technologies in AI and analytics can be applied to financial systems and services at scale, advancing cross-disciplinary knowledge between finance and technology.

Gaurav Sukhatme

School of Advanced Computing
Gaurav Sukhatme
This new center is emblematic of the fast-moving and far-reaching impact of computing today. Responsible, human-centered decision-making—a cornerstone of the USC School of Advanced Computing—is at its very heart. Professor Ioannou, with his rich history of contributions to the applications of engineering to many disciplines including networks and transportation, is well-positioned to be the inaugural director of this center.


Each year, the center will provide support for research projects focused on the development of cutting-edge technology and approaches to improve business and finance. USC faculty members will be invited to submit annual proposals for faculty-led research efforts.

An annual fellowship for doctoral students, named Capital One Fellows, will equip students with the skills and knowledge needed to excel in the field of AI in finance. In addition, USC and Capital One will also host annual joint research symposium and workshops to share insights with the wider community.


USC launches School of Advanced Computing
The new school, a key feature of USC President Carol Folt’s Frontiers of Computing “moonshot,” will act as a nexus for advanced computing research and education across the university.
A powerhouse director for a powerhouse school’: USC celebrates inauguration of School of Advanced Computing director
Professor Gaurav Sukhatme, “a thoughtful and responsible innovator,” was installed as the inaugural director of the university’s 23rd school during a Wednesday ceremony on the University Park Campus.
Yannis C. Yortsos

Viterbi School of Engineering
Yannis C. Yortsos
We are thrilled to partner with Capital One to advance responsible AI and Decision Making in Finance. The talented USC Viterbi students and faculty will use their outstanding technical computational competence to provide human-and societal- centric financial decision making. Such strong partnerships allow the development of extraordinary new solutions to real world problems that help advance innovation, productivity and the pursuit of human flourishing.

Published on February 15th, 2024

Last updated on May 7th, 2024